關于調整花旗銀行（中國）有限公司
美元及港幣個人房產抵押貸款利率的公告

尊敬的客戶：

感謝您選擇花旗銀行房貸業務。

由于近期外幣市場資金成本的變化，在綜合考慮相關因素（包括但不限于資金市場情況、資金拆借成本波動性及各種商業因素）后，花旗銀行（中國）有限公司（以下簡稱“我行”或“花旗中國”）將自2023年3月9日起正式調整我行存量美元及港幣個人房產抵押貸款利率，具體調整幅度如下:

1. 花旗中國個人房產抵押貸款美元利率（年利率%）

上調幅度（自2023年3月9日起生效）	1.00%

2. 花旗中國個人房產抵押貸款港幣利率（年利率%）

上調幅度（自2023年3月9日起生效）	1.40%

如您在我行還有未結清的美元及港幣個人房產抵押貸款，您的貸款利率將據此相應調整并于2023年3月9日起生效，您調整后的利率及每月的應還款金額以我行另行向您發出的《貸款利率通知》內所列為準。

感謝您對我行一貫的信任和支持。

花旗銀行（中國）有限公司
2023年2月9日

Citibank (China) Co., Ltd. Mortgage Loan USD & HKD
Rate Adjustment Notice

Dear Customers,

Thanks for banking with the Citibank China.

As the cost of foreign currency funds change recently, after careful consideration of the various factors (including but not limited to market status, funding cost and business consideration), we hereby inform you that we will, with effect from Mar 9th, 2023, adjust the Interest Rate for USD Mortgage Loan and HKD Mortgage Loan respectively as below.

1. Citibank China USD Interest Rate (Prime Rate)     p.a. %

Rate Increased	1.00%

2. Citibank China HKD Interest Rate (Prime Rate)     p.a. %

Rate Increased	1.40%

If you have any outstanding USD Mortgage Loan and (or) HKD Mortgage Loan with us, your Mortgage Loan Interest Rate will be adjusted accordingly as from Mar 9th, 2023.A Mortgage Interest Advice will be sent to you in due course under which you will be informed of the interest rate and the amount of monthly installment applicable to your mortgage loan.

Thanks for your attention.

Citibank (China) Co., Limited
Feb 9th, 2023